What is zorgtoeslag?
Zorgtoeslag is a monthly payment from the Dutch government to help residents cover mandatory health insurance costs. In 2026, the maximum is 123 euros/month for singles and 239 euros/month for couples.
That is up to 1,476 euros/year that most expats are entitled to but never claim.
Do I qualify?
You qualify if:
You live in the Netherlands
You have Dutch health insurance (basisverzekering)
You have a BSN
Annual income below ~38,000 euros (single)
You are 18+
Can I apply retroactively?
For a new application: backdate up to 3 months. For corrections to previous years: up to 5 years back.
How to apply
Go to toeslagen.nl and log in with DigiD, or let Benefitly handle it with a machtiging — no DigiD needed.